About Us

Option Financial is a Cincinnati based mortgage company providing home loans in Ohio, Indiana and Kentucky since 2005. Our mortgage professionals have dozens of years of combined experience in the real estate and mortgage industry with the talent for delivering positive results. We encourage our clients to make the very smart choice to prepare for getting your next home loan by doing some research on your options before moving forward. At Option Financial we pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you need to refinance your current home loan or if you are a first time home buyer looking for a new home purchase loan pre-qualification, Option Financial is here to make the process fast and easy for you. We have built a strong reputation as an outstanding mortgage company, serving the lending needs of real estate professionals, builders and individual home-buyers throughout the state. Through us you not only have access to the best loans available in the marketplace, but you can also review loan alternatives, and even apply for your loan, at your convenience, online – 24 hours a day.

Thank you for visiting my website. we look forward to putting our mortgage service to work for you!

Value Added Customer Service

-Honesty and Realistic Expectations – I believe that perception is reality so I am always honest and upfront with my customers to ensure that everyone’s expectations are met from the beginning to the end.

-No Application Fee – Call me today to get pre-qualified for a loan. There is absolutely no obligation and I can have your options available in as little as ten minutes.

-24 Hour Call Back – The biggest complaint I hear in our industry is that loan officers don’t return phone calls quickly enough so I have implemented a mandatory 24 hour call back policy for all of our staff.

-On-time Closings – Another complaint about mortgage companies is that they are not able to close their loans within the time-frame set up-front. We have developed alliances with all of our lenders that allow us to ensure that our closing deadlines are met.

-Attend All Closings – I attend all closings within a 30 mile radius of our office to ensure that any issues that may arise can be addressed immediately. However, in my experience this is usually a way for me to shake everyone’s hand for a job well done!

Value Added Flexibility

-In-House Processing – All of our loan processing is done in-house to create efficiency.

-Competitive Rates – We are able to ensure that we are offering the most competitive rates in the market because we have multiple investors we do business with. We are not constrained by one set of programs or guidelines so it allows us to ensure our customer is always getting the best rate available for their situation.